A General Homestead Exemption is available to all property taxpayers residing in their own homes as of January 1st of the taxing year. The General Homestead Exemption reduces the Equalized Assessed Value by $8,000. In most cases, the General Homestead Exemption is automatically applied to all eligible parcels. You should check your tax bill to ensure that this exemption is in place. If it is not shown, please call our office to have the situation corrected.
The Senior Citizens' Homestead Exemption is available to all taxpayers residing in their own homes as of January 1st of the taxing year, who have reached or will reach the age of 65 at any time during that year. The Senior Citizens' Homestead Exemption reduces the Equalized Assessed Value by $8,000. Homeowners must apply for this exemption at either the Assessor's Office or at DuPage County directly, and the form requires proof of age (driver's license, birth certificate, etc.), proof of ownership (warranty deed or trustees deed), and must be signed by the eligible homeowner. In most cases, we can get the warranty deed directly from DuPage County.
Once the exemption has been accepted by the Supervisor of Assessments at DuPage County, it will be automatically renewed each subsequent year.
This Assessment Freeze is for qualified seniors with a total household income of $65,000 or less. The Freeze is applied to the Equalized Assessed Value of the year in which the senior turns 65. Applicant must occupy the property as their principal residence and be liable for paying the taxes. The Freeze is applied to the Assessment only, not the taxes. Taxes may increase or decrease depending upon the local tax rates. The Freeze is only on existing improvements (buildings) and land. If new improvements are constructed or additional land added, then the Assessment of this newly added property is added to the "frozen" Assessment. As the property values in Naperville Township increase and tax rates fluctuate minimally, you could have substantial savings in just a few years. An application and affidavit of income must be completed and filed each year with the DuPage County Supervisor of Assessments. Applications are typically mailed out from DuPage County to previously qualified individuals in the Spring. Our office would be happy to assist in filling-out the form. Please bring your income tax records, including any Social Security statements, to our office, as those documents are required.
The Home Improvement Exemption (HIE) is available to homeowners who have made a physical improvement that adds value to their property, such as an addition, an inground swimming pool, a basement finish, etc. The tax break exempts up to $25,000 in assessed value ($75,000 market value) in improvements made to a property, and lasts for four years. It also requires having the Residential Exemption on the property. Typically, general maintenance such as painting, replacing windows, replacing roof or siding, or other repair work does NOT qualify for the HIE as it does not increase the value of the property. The HIE is automatically applied by our office, and there is no application process.
For instance, an improvement completed during the 2024 calendar year would be added to your 2025 assessment. The value of that improvement would then be exempted from your property tax bills in 2026, 2027, 2028, and 2029.
This program allows a qualifying senior to defer payment of up to $5,000 of real estate taxes and any special assessments on his or her residence. The State will pay $5,000 of the real estate taxes, then repayment plus 6% annual interest must be paid back when the senior sells the property or within a year of his or her passing. The Tax Deferral program is done at DuPage County through the Treasurer. You should contact them for more information and application forms.
DuPage County Treasurer
630 407 5900
DuPage County Website | Senior Citizens' Real Estate Tax Deferral
Program
The Disabled Veterans, Returning Veterans and Standard Veterans Homestead exemptions were introduced for the 2007 tax year. There are qualifying requirements and filing deadlines for these relief programs. For more explanations and application forms for these exemptions you may go directly to the DuPage County website.
Please visit the DuPage County Supervisor of Assessment Office for information and application forms for the Disabled Persons Homestead Exemption.
630 407 5858
DuPage County Website | Disabled Persons' Homestead Exemption
Click here to search for your Naperville Township property by either address or Property Index Number (PIN).
terms and conditions
Information is periodically updated, and may not reflect the data currently on file in the Assessor's office. The assessed values may not be certified, and therefore may be subject to change before being finalized for ad valorem assessment purposes.